first direct
1.99%
Santander
2.19%
HSBC Bank
2.29%
Natwest
2.39%
ING Direct
2.49%
Market Harborough BS
2.75%
National Counties BS
2.99%
Principality BS
3.29%

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Affordable Buy To Let Mortgages

1.99%

In recent years, property has become an increasingly popular investment option in the UK, particularly in a Buy to Let capacity. And despite the recent ‘credit crunch’, the residential rental market has continued to proliferate and grow, thanks in part to low interest rates. This means that there is now a hugely competitive range of flexible Buy to Let mortgage rates and offers available for both experienced and new landlords alike.

Specialist independent mortgage brokers, such as MortgageFinancialAdvisor.co.uk, have been instrumental in fuelling the growth in this sector, offering customised deals that meet each individual customer’s needs and requirements.

How Can I Benefit from a Buy To Let Mortgage?

Buy to Let mortgages, also known as ‘investment mortgages’, have been specifically structured for the property market. They are suitable for those that want to invest in one or more houses and let them out to tenants, whilst allowing the property owner to profit from any appreciation in the capital value of each individual property.

Finding the Right Buy to Let Mortgage Deal

Importantly, when considering risk and a person’s ability to meet mortgage repayments, a Buy to Let mortgage provider will consider the revenue generated from the rental as income. Typically, Buy to Let mortgage deals may be restricted to around 80-90% of the value of the property over a period of between 5 to 50 years, and may be subject to an agreed minimal rental income.

However, there are a vast array of Buy to Let mortgage and remortgage rates currently available, with many offers and deals becoming available on a daily basis. The sheer number and variance of mortgage deals and lending criteria can make narrowing down the best, most suitable deals a difficult task. Utilising the services of a Buy to Let mortgage broker and advisor will make the process considerably easier, as well as significantly increasing the chances of a successful mortgage application.

Here at MortgageFinancialAdvisor we only offer independent, expert advice as standard, as well as providing assistant throughout the entire application process. With over 30 years’ of experience in mortgage and insurance broking, we have access to a huge range of lenders – meaning that we’re sure to find you the right buy to let mortgage to suit your individual needs. Save time and money by calling us today.